There’s no question that the online betting and gambling industry in the USA has largely moved online. There’s an online casino or a bookie around every corner, offering services to US players legally. They can play casino games and bet on sports with real money, and there are numerous casino deposit methods. Using a real money casino app has made it easier for players to access their favorite games on the move.
If you’re not familiar with the concept of deposits and withdrawals, this guide is for you. In the simplest terms, you can play games with real money or bet online only by using a variety of online payments. The regulated US online and mobile gambling market offers plenty of advantages over playing at offshore sites. Apart from the fact that it’s licensed, legit US online casinos accept top payment method options, including PayPal, Neteller, Skrill, bank account transfers, Venmo, Amex, and more.
Online banking is one of the most popular payment methods, yet e-wallets are way more convenient. Plus, they don’t require you to share your bank account details, which is something players and bettors love. In this guide to online casino deposit methods, we’ll show you the recommended payment options you can use in casinos for your needs and how to play safely at the top gambling sites in the USA.
How to Deposit at Online Casinos
Using casino payment methods to make transactions online is not nearly as complicated as some players might think. Online casino deposits are completed in seconds, and the process is pretty simple. Unlike in the past, many banks allow customers to use their bank accounts for gambling online. Plus, each payment method is 100% safe and legit, so you don’t need to worry about doing anything illegal.
While each online payment platform has its own unique features, there are a few differences between depositing at sportsbooks and casinos. The good news is that they accept common payment solutions, ranging from online bank transfers to e-wallets and beyond. Some will even accept cryptocurrencies to deposit funds into your gambling account. You can check our list below to learn what the top online casino and mobile payments are.
As soon as you join a casino or a sportsbook, the next step is to deposit real money and claim the bonuses. This will allow you to play for real money and get fair returns. Instant deposits are common for each casino deposit method, and you shouldn’t settle for less. The banking process is usually completed from the Cashier/Payments section and is easy to complete.
Well, at least they are at the online gambling sites we recommend. Our list features top casinos and bookies with a wide range of banking methods accepted, allowing you to fund your account in an instant and play.
Before you start making online transactions, you should sign up with a casino first. Non-members won’t be able to fund their accounts, as each one is linked to verified casino accounts. Many online casinos have made depositing money a breeze thanks to handy guides that will walk you through the process even if you’re new.
Remember that the most popular payment methods can be used to claim bonuses. Bonuses and promos are among the top reasons why players join online gaming sites today. Not every payment system will qualify for a bonus, but if you use a banking account or the top-rated methods, you should be fine. Before you can collect casino winnings from a bonus, you will have to wager the funds a certain number of times.
If you’re using the most up-to-date casino payment methods, such as Neteller, Skrill, or PayPal, remember that you need to create a profile and account there first. You will then link that account to the casino to send money. Michigan, New Jersey, West Virginia, Pennsylvania, and Connecticut are the only legal states for online gambling. To play real money games, you must be present in any of these states., some casinos, however, will allow you to make deposits and withdrawals outside the state lines.
Casino Deposit Options by Legal US Operator
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You can learn more about all these online casino deposit methods below. Each one is legit and very easy to use. Of course, each payment method will have different limits and processing times. By processing times, we mostly mean withdrawals, as deposits are all instant. Online casino players get to deposit with numerous fantastic payment service options at our recommended online casinos, including the PointsBet Casino banking methods.
If you don’t know where to start, read our guide and choose the safety and fastest banking options.
Debit and Credit Card Payments
Deposits and withdrawals via MasterCard, Visa, or Amex are a mainstay in US online casinos. These banking options give players safety that rivals bank account transfers but works faster. Since they’ve been used for online purchases for years and they’re accepted globally, credit and debit cards are among the most popular payment methods at online gambling sites.
Depositing via any of these cards is easy but in most cases, requires a bank account to fund the transaction. The biggest US banks have made deals with these companies, allowing you to fund your casino account with ease and no fees.
Casinos accepting Debit/Card Deposits
As mentioned earlier, the simplest way to make deposits and withdrawals in legit US casinos is via Visa or MasterCard. All the major online casinos accept both, like FanDuel Casino, DraftKings, and BetMGM, and you can easily snag one of these cards from your local bank. It’s the most straightforward online payment system to use, whether you own a Visa card or a MasterCard.
Most online casinos will accept American Express too. Between these three online casino gambling solutions, you can make easy and safe casino deposits in seconds.
PayPal Online Casino Deposits
E-wallets are the favorite payment method at many online casinos. One could argue that Visa and MasterCard take the crown, but e-wallets such as PayPal for casino deposits have an ace in their sleeve. They don’t require bank accounts.
Plus, they’re a safe and secure online banking solution and are accepted by the most prominent gaming sites, such as Caesars Casino. To send money via PayPal is as easy as 1-2-3. The digital wallet company collaborates with reputable online casinos, so when you come across a site that accepts PayPal, you don’t need to worry about the legal side of things.
Online casinos that accept PayPal Deposits
As mentioned, PayPal is very picky about who it works with. It’s an online payment method accepted by top casinos, including Borgata, FanDuel, and DraftKings Casino. It’s one of those banking options that’s a great pick for US players.
The best thing about it is that it’s also eligible for nearly any deposit bonus you can find, with as low as $5 minimum online casino deposits. As a bonus feature, if you find you own a particular credit or debit card that casinos don’t widely accept, you can generally still link this to Paypal and fund your gambling account using PayPal, almost like an intermediary solution.
While not many online casinos accept Venmo as a payment method, the biggest ones do. You can use it to fund your casino accounts easily, as it’s a subsidiary of PayPal. This effective online payment method can be used at the biggest casinos, including FanDuel, and is one of the most popular payment options at each online casino site.
Casinos accepting Venmo Deposits
As a PayPal subsidiary, most online casinos that accept Venmo are fully legit to use. You can make easy payments via your credit and debit card or bank account, all completed in seconds.
Venmo is as safe and secure as it gets, although some players are disappointed since you must share your banking details when making Venmo deposits.
Casino Gift Cards
You know how gift cards work, right? They’re just what they say it is, even if we don’t buy these prepaid card services as gifts that often. For example, PlayStation players often buy gift cards to fund their wallets and buy all the newest games. It’s similar to the recommended online casinos in the USA.
While not all online casinos accept gift cards, the biggest ones do. The only drawback to this payment method is that it’s limited, so it may not be suitable for high rollers. Besides that, we’re glad the online gambling industry accepts gift cards to fund casino accounts.
Which casinos have Gift Cards for deposits?
Once again, not all casinos accept gift cards to deposit money. They work for most purchases online, but funding your casino account is not that simple with gift cards.
Caesars Casino, DraftKings, Borgata, and 888 casinos all accept it among their casino payment methods. This is great for new players who aren’t willing to spend a lot of cash immediately. Players can purchase unique gift cards for DraftKings, FanDuel, Caesars, and a few other casinos at various physical stores or order them online.
Online Casino Prepaid Cards
Similar to gift cards, prepaid cards are an online payment solution that keeps your bankroll in check. For example, their deposit limits may range from $10 to $500, which isn’t precisely what high-roller online casino accounts are hoping for. However, you can buy multiple cards up to the value of $5000, which is more than enough for most players.
However, they’re as safe as it gets since you won’t be sharing your banking details. You can send money to your casino account in seconds as soon as you enter the PIN code provided on the card. Vanilla Gift Cards are widely accepted and are frequently used by players to gamble within specific limits each month and can also be reloaded or have withdrawals made back onto them.
Exclusive Casino Sites’ Prepaid Cards
DraftKings, Borgata, and 888 Casino all accept prepaid cards as a way to fund your online casino account. Make sure that you’re registered for the specific service before you deposit money to the casino.
Of course, there are prepaid cards you can buy anonymously from retail and online stores and fund your account to play casino games without anyone knowing your identity, some such as BetMGM cards even come preloaded with a bonus on them!
Cash at the Casino Cage
Why record credit or debit card transactions when you can fund your account via a casino cage? For example, this online casino deposit method isn’t as convenient as PayPal. It’s a bit slower too, since you’ll be going to a partnering casino to fund your online casino account with cash.
However, many players prefer it to other online casino payment methods. Those who like spending cash instead of using their plastic cards will rather deposit via casino cage. The handling of real money is a good reminder of how much money you are physically depositing and gambling with.
Casinos accepting cash deposits
Caesars, DraftKings, and 888 all accept casino cage deposits to fund their players’ online casino accounts. It’s one of the safest casino deposit methods since paying in cash is untraceable. Of course, depending on the online casino, you may be asked to confirm your identity. That can be done when you are visiting the casino’s physical location, where you will also be asked to provide your online casino account details.
Skrill and Neteller are among European casinos’ most popular online payment methods. The USA is warming up to both these payments too, as they accept a variety of currencies and can be used in most online casinos.
These online payment solutions offer instant deposits and fast casino withdrawals. They’re both 100% legit and safe to play casino games with, and give you a chance to make an online casino deposit in seconds. Many online casinos partner with these eWallets to secure promo deals for players employing them for their deposits. They come with slightly higher fees than PayPal, but they are quite gambling-centric.
Casino accepting Neteller or Skrill deposits
The Neteller/Skrill online payments combo is still not widely accepted in the USA. However, since elite gambling sites such as Borgata accept it, we believe they’ll be among the most common online casino payment methods for US players before too long. Just be aware that Neteller and Skrill deposits may not be eligible for specific bonuses, it is always a good idea to check through the bonus terms before depositing so you aren’t disappointed that the deposit method isn’t eligible for any bonus offers.
Online Bank Transfers
Online bank transfers have succeeded good ol’ bank account payments online. It was the next logical step in the evolution of online casino sites, allowing players to deposit securely and safely straight from their bank account. Of course, each online casino is free to determine the banks it will work with, so check if yours is on the list.
This is the safest deposit method, as banks are notoriously stringent regarding data protection (as they should be). Online bank transfers can be used for both deposits and withdrawals.
Casino sites with Bank Transfer deposit method
Any reputable casino, with the exception of crypto casinos, should have online banking among the online casino deposit methods. That’s the case with Caesars, BetMGM Casino, FanDuel, and DraftKings, where you can play casino games easily with one of the top deposit methods.
Paper and Instant eCheck (ACH)
Short for Automated Clearing House, ACH is an e-payment system that allows the retailer or online casino to use the clients’ credit and debit savings, but not without prior permission. It’s not among the most popular casino deposits, but some players like to use it.
It’s as bulletproof as banking methods, and is directly linked to your banking account.
Online casinos accepting Check deposits
The list of online casinos in the USA that accept this online casino deposit method is low. You can make ACH casino deposits at FanDuel and 888, with more casinos possibly signing up for it in the future.
PayNearMe Casino Deposits
PayNearMe is a unique casino deposit method that allows online casino players to pay cash and send money to their casino of choice via retail stores. To use it to make a casino deposit, choose PayNearMe from the list of options, then see the closest retail stores where you can send money.
It’s similar to bank wire transfers from the past and a bit outdated if you ask us. However, the deposit limits for this payment method might be higher, drawing the attention of high rollers.
Casino sites with PayNearMe deposits
Surprisingly, PayNearMe is one of the most popular online casino deposit methods in US casinos. You can PayNearMe at FanDuel Casino, Draftkings, or Borgata Casino. It’s prevalent among players that prefer to play on the go, as they can deposit money from stores such as 7-Eleven.
Google/Apple Pay Deposits
If you’re one of those fancy tech people that use their phones to pay for anything, Google and Apple Pay’s casino wallets are the next great thing. These unique deposit methods work just as great as online banking, especially if you have a banking account ‘attached’ to them.
These payment methods give us a glimpse into the future of casino deposits. They are highly recommended by casino experts for online casino players that play via their phones. They can use it as a mobile app payment method, paying and playing from their phones.
Online casinos to pay with Google or Apple Wallet
Not all online casinos have Google and Apple Pay on their list of casino deposit methods. You can use them at Golden Nugget Casino, Caesars, and 888, and we’re sure more casino sites will have this online payment solution added to their list soon given its superb convenience for mobile casino play.
How to Withdraw Money from Online Casinos
Funding your casino account is one thing, withdrawing winnings is another. Players can make instant deposits, but things aren’t that simple for withdrawals. They are usually slower and have different limits. Plus, not all deposit methods are often available for withdrawal too, complicating matters further.
Before you can make a withdrawal, it is highly recommended you go through the KYC (Know Your Customer) account verification procedure. Online casino players should do this after the registration process. The documents most casinos require are a copy of your bank accounts, a copy of a document with your name and address, and possibly mobile phone verification too.
KYC checks are very common in 2023 and are usually completed in around 24 hours. They are not something to be worried about and are used by the casinos to verify player identity.
Refunds are problematic and will likely include your preferred payment service besides the casino.
If you've made a mistake and you want a refund, it's best to talk to the customer support team for more information about the process regarding different deposit methods.
Casino players can fund their online casino accounts using both Visa and MasterCard. However, banks in the US are not particularly fond of being used as casino deposit methods and might block these payments in some states.
This is not an issue with MasterCard. If your payment has been blocked, it's the bank blocking the MasterCard transaction in the first place.
That depends on the deposit bonus offer itself. Make sure to read the terms and conditions to see the minimum deposit required to claim the offer, the wagering requirements, and how to withdraw your winnings.
Remember that not all payment methods will be available for match bonuses. You might be able to claim them with a debit card or wire transfer, but not with Skrill, for example. When using the BetMGM Casino bonus code, the welcome offer requires a $10 deposit.
Nearly all online casino sites accept Skrill and Neteller deposits. Both are among the most popular payment solutions for online gambling, with a solid minimum deposit limit and high withdrawal limits too.
That depends on the card you're using. In states where online gambling is legal, transactions will show as online casino deposits or as the name of the operating company of the casino, i.e., DKNG.
The minimum deposit limit in most online casinos these days is $10. Some may keep the deposit limit lower, and others may go higher, but $10 is the sweet spot used by most.
Most online casinos won't charge any fees on deposits. However, your payment provider might. Neteller and Skrill have fees you should be aware of. The good news is that a casino site will mention clearly if there are any fees, and you should also check with your payment provider.
Online banking, for example, is fee-free, just like Apple or Google Pay.
Most payment solutions, aside from wire transfers, offer instant deposits. You should contact the payment provider if your money is not showing up after a few minutes.
We recommend PayPal, Neteller, and Skrill as the fastest casino deposit methods.
Nearly all online casinos accept credit cards for deposits and withdrawals. However, this casino deposit method might be going into history soon, with many groups pushing for its removal as a payment method due to problem gambling.
Gamble with money you can afford to lose, not credit.
PaySafeCard is accepted in nearly all US casinos that accept prepaid cards. It's among the best casino deposit methods for new players since it has a cap you can't exceed.
Borgata is the absolute best NJ mobile casino that has Neteller on the list of casino deposit methods.
Casino winnings are typically paid back to the method used to deposit your funds.
This is done to prevent money laundering, where players might deposit a specific amount and then transfer it via a withdrawal to a completely different card.
It is standard practice for an online casino to make you withdraw at the least the original sum of money back to the same deposit method, with anything above this being able to be withdrawn via other methods.