Mobile Baccarat For Real Money – Best apps to play on Android & iPhone

Mobile Baccarat Apps

There are only a handful of casino table games known worldwide, and baccarat is one of them. There are now some amazing real money baccarat apps available for Android & iPhone. In this guide, we run down the ones you should be playing on.

Although it is played throughout the world, baccarat still lives in the shadows of famous mobile casino games such as slot machines, blackjack, poker, and roulette, which dominate the gaming floors and online casinos. Still popular in many casinos, the baccarat game is super entertaining and straightforward with a few exciting variations. It also offers the 3rd best house edge in land-based or online casinos.

Today, people can enjoy playing real money baccarat straight from their mobile devices, such as casino apps or mobile browsers. Whatever your preference, there are plenty of baccarat casinos and apps for customers to choose from. This article will look at how the game works, the different versions there are to play, where to download them, and much more.

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The above links will instantly take you to legal US mobile casinos to play baccarat on the go. Licensed by the respective local authorities, you can rest assured while playing real money there. Their deposit bonus offers and no deposit promo codes can help you decide which is the best one for you. Nonetheless, the following table illustrates the variety of mobile baccarat games and availability per state to make the selection of the best baccarat app more informed.

🎰Casino⭐Available baccarat version❓Live dealer baccarat🇺🇸 Legal states🎁Welcome bonus🌐Link
BetMGM Casino App6✅YesNJ/MI/WV/PA100% deposit match up to $1000 plus a $25 no deposit free play
DraftKings Casino App5✅YesCT/MI/NJ/PA/WV100% deposit match up to $2000 plus a $50 free chip no deposit
Golden Nugget Casino App4✅YesAZ/MI/NJ/VA/WV100% deposit match up to $1000 plus 200 free
Borgata Casino App5✅YesNJ/PA100% deposit match up to $1000 plus a $20 no deposit free play
Caesars Casino App3❌NoNJ/PA100% deposit match up to $1000 plus a $10 no deposit free play

Overview of Online Baccarat Real Money

Ever played baccarat before? If not, well, that’s no problem. Luckily for you, the game is super straightforward, and whether you decide to play mobile baccarat or baccarat online from casino sites, the rules and versions stay the same. If you choose to play through a baccarat mobile app, choosing our recommended online casinos will offer you the best options for mobile gambling.

Players can enjoy baccarat real money apps on Androids, iPhones, and iPads. Whatever you prefer, ensure you have a strong Wifi or internet connection.

Mobile baccarat bets & rules

If you are new to baccarat games and want to learn how to play, it is very easy. The game works a bit like blackjack in the sense that you want to try and get to a certain number. This number is 9. Here is a quick breakdown of the most crucial baccarat rules:

  • There are two ways to bet, either on the player or the banker.
  • Whoever comes closest to the number 9 wins.
  • The round is tied if the banker and the player get the same score.
  • Each player gets dealt two cards at the start.
  • The dealer’s hand is dealt first, then the player.

The card’s values are as follows:

  • 2-9: The value is that of their number
  • 10, Jack, Queen, King: zero points
  • Ace: 1 point

The betting range is between $0.50 and $1000 in most casinos, while the game can provide the best casino game odds among several other gaming categories.

Different Versions of Baccarat Mobile Games

Whether you want to play real money baccarat games from your mobile device or desktop, the rules and gameplay pretty much stay the same. The only difference is that the mobile baccarat apps are optimized to play through these devices. This results in smooth navigation and gameplay required for these faced paced and exciting games, especially when it comes to live dealer baccarat.

If you decide to play mobile baccarat, there are plenty of variations available on some of the top online casinos. Here are a few you might come across:

Punto Banco

Out of all the baccarat variations, Punto Banco is the closest to the standard version and is probably the most popular. Millions across the globe play it, and it can be found at some of the best land-based casinos in the world, like Las Vegas and Macau.

Players only decide on which side they want to place their bet on. Either Punto or Banco. The game is straightforward and offers up to 14 seats.

video mobile baccarat table

Mini Baccarat

This version is quite popular amongst gamblers, as the pace is quick, and players only need to focus on placing bets and predicting the outcomes. The dealer does not allow players to bank or draw the third card in the Mini Baccarat real money version. Instead, they only predict an outcome and bet on it.

This table can host up to 7 players and is one of the fastest card games in a casino.

Chemin De Fer

This baccarat version is popular in Europe but not in the US. This game seats up to 14 people. Here players get the option to play the banker’s role.

Players and the banker get dealt two cards. An extra card will be dealt if no one has a hand of 8 or 9.

Baccarat Banque

This game works a lot like Chemin De Fer. There are three card decks in this midi online baccarat version, and players also get the chance to play the banker. In this game, players usually make their own bets, but whoever matches the banker’s wager and wins gets to be the banker in the next round.

Live dealer baccarat

If you are looking for the most authentic and real-live experience, then live dealer baccarat is what you want. These live dealer games offer HD streaming of real-time casino games. Players can join the stream and play baccarat online with an actual dealer and fellow players.

Although live streaming is more popular with table games such as roulette and blackjack, baccarat is becoming more and more popular. You can already find these streaming services on many casino sites and apps, including all the recommended ones above.

live mobile baccarat

How to Select Mobile Baccarat Casinos

A few years ago, the only way people could play Baccarat games was to go to land-based casinos. Fast forward a few years, and now people worldwide can enjoy online baccarat straight from the comforts of their own homes.

The success of online casinos gave birth to the mobile gambling world. Now, players can enjoy playing their favorite casino games straight from their mobile devices, and the same goes for baccarat. With its growing popularity, online casinos realize mobile casino games’ effectiveness. These apps are perfectly optimized for mobile gaming, making navigation and gameplay smoother than playing through mobile browsers.

With thousands of online options, choosing the right casino to play baccarat online can sometimes feel overwhelming. If you want to play online baccarat from your smartphone or tablet, here are some aspects to consider before making your choice:

Mobile gaming options

If you are going to download a baccarat app, ensure they have enough baccarat variations options for you to enjoy.

Mobile compatibility

Most real money baccarat casino apps are available for iOS and Android devices. Check if your device’s operating system is compatible with the baccarat casino app you wish to download. If you do not own one of these smartphones or tablets, most online casinos are accessible through your computer or mobile browser, which will work but might not be as smooth as the mobile version.

Banking options

If you want to play with real money baccarat apps, you should check if their banking options fit your needs. Some casinos offer a great variety, while others are less convenient. The most popular options are Visa/MasterCard payments, PayPal, bank wire transfers, prepaid casino cards, Venmo, cash at the casino cage, and more. On average, minimum deposit casinos accept $10 to have a seat on the baccarat table.


Always check at the bottom of each online casino for gambling licenses. If they have licenses given by regulatory authorities, it will ensure their casino meets specific fairness and legal security measures. The listed sites are all benchmarked by local authorities reviewing NJ casinos, MI casinos, WV casinos, CT mobile casino apps, and PA mobile casinos.

Welcome bonus

If you have narrowed down your choices to a few solid casino apps for online baccarat, players should consider their free sign up deposit bonus. All online casinos have one, and it usually consists of a 50%-100% match of a player’s first deposit. Sometimes a $500 no deposit bonus code or real money bonus spins are also thrown into the mix.

Instant Play Mobile Baccarat vs. Apps

Whether playing baccarat through a casino app or straight from the internet browser, the games, and game rules will always stay the same. Nothing of the game itself will change, except the navigation, gameplay, and speed will be affected depending on the platform you are playing through.

There is still a debate about which platform is best to play online baccarat. As we said earlier, the nice thing about baccarat apps is that the app’s navigation and gameplay are smartphone optimized, which means they run much smoother than playing through an internet browser.

If you are playing directly from your mobile browser, the gameplay can be slower because the site might not be optimized for your mobile device but rather for computers or laptops. Based on these remarks, let’s have a look at some of these factors to take into account when you want to decide between instant play baccarat vs. baccarat apps:

❗Instant play📱Mobile baccarat
Longer time to access the account. Go to internet browser and fill in personal details before you can log in.Baccarat apps are easily accessible. Minimal waiting time as the app is only one click away.
Slower navigation and gameplay speed.Faster navigation and gameplay speed.
Fixed to your computer or laptop.Play on the go from wherever, whenever you want.
Gameplay is bigger and easier to read due to laptops or computers having a larger screen. This also makes the live baccarat more fun and engaging than mobile baccarat.Smaller screen which results in smaller gameplay and effects. Space is usually optimized with drop down menus and split screens.
Easier to place bets due to font and screen size.Small touch screen can sometimes make it difficult to hit the right tab.
Instant play is fixed to wifi connection.Mobile baccarat can be enjoyed wherever you are as long as you have cellular signal to play off.

How to Download a Baccarat Mobile Casino App

If you are ready to download one of the above casino apps, the process is pretty simple:

  • Choose your preferred casino and Click the link at the top of the page. This will take you directly to the online casino’s homepage.
  • Next, choose your state.
  • On the website, either check the top left/right corner or the bottom of the page for the link to the iTunes app store and Google Play store links.
  • Click on the link that suits your device. Afterward, it will take you to the respective App or Play Store.
  • Click “install.”

Once the mobile baccarat apps are downloaded, players can click on the app to open it. Here, you can either create your account or link the previous casino account you had on their gambling site to your app. Always check to see if you have enough storage space to download these casino apps, as they can take between 20MG to 100MG storage space.

Compatibility with Android & iOS Baccarat Apps

Customers looking to download gambling apps must always check whether their device is compatible with the casino app’s requirements. And better yet, if the online casino has an available app for customers to download. Google Play Store only recently lifted the ban on downloading real money gambling apps. Before the 1st of March 2021, only UK players and a few others were allowed to download any gambling app from the Google Play store.

Today, online baccarat games are widely available for almost all mobile devices in the USA.

  • iPhones and iPads: Available to download on the iTunes App Store.
  • Android phones: Available to download on the Google Play store.

If you want to download the Baccarat app, click on the link of our recommended Baccarat apps. Once you are on the website, you will find further instructions to download the app for your specific device.

If you see that your device is not compatible with our recommended baccarat apps, you do not have to worry. Some people prefer to play on the casino’s sites straight from their mobile browsers. Playing through the browser is the same as online apps, with only a few minor changes so that players can enjoy the whole experience without a mobile app.

Selecting the Best Mobile Baccarat Games

Thanks to a few brilliant software developers, mobile baccarat games are available for customers to play. There are plenty of these developers who create different mobile baccarat titles. We will only be discussing those that are most commonly available on the majority of US online casino apps:

Microgaming mobile baccarat games

  • Available casino games: +850
  • Number of Baccarat titles: 2

Established in 1994, Microgaming is one of the oldest gaming developers and definitely one of the best. They offer hundreds of mobile casino games, with baccarat being two of them. They have developed standard baccarat and Baccarat Gold.

Standard baccarat is almost like the regular in-house baccarat game. The game’s payout ratios are exactly the same. However, the gold version has an additional betting option. While the standard baccarat allows players to bet on a tie, with a payout ratio of 8 to 1, the Gold version offers players the chance to bet on the player and banker to have a matching pair. This is an exciting spin-off of the game, which can result in some pretty fun gambling. The payout ratio here is 11 to 1, which is better than the well-known tie bet. In this version, players get the opportunity to bet on an outcome not many have the option to.

NetEntertainment mobile baccarat games

  • Available casino games: +500
  • Number of Baccarat titles: 2

Known mainly as NetEnt, this software provider is probably the best in the business. Their casino games offer superb detailed graphics and effects that have raised the bar for online casino gambling. The Swedish giants also impressed when they started developing live dealer roulette and blackjack games. There is no live dealer baccarat as of yet. However, they offer two game variants that are great in every sense.

They offer the standard baccarat and a Punta Blanco version. As discussed earlier, Punto Blanco is a lot like your standard baccarat. The only difference is that its playing cards consist of 6 decks rather than your typical 8.

Playtech mobile baccarat games

  • Available casino games: +1000
  • Number of Baccarat titles: 2

Playtech is another pioneering gaming software that offers over 500 slot games, 45 casino table games, and 10 live dealer games. Since its very successful casino app launch in 2016, they have been building a reputation as one of the best casino software providers.

They only offer one baccarat game, so it gave them the chance to perfect it, which they did. This version is one of the best you will find, and it functions the same on mobile or desktop.

Discuss all relevant aspects before expanding on selected variants (expand on 3 to 5 game variants in subheadings)

Evolution Gaming live dealer baccarat games

  • Available casino games: +300
  • Number of Baccarat titles: 25

The force driving the live dealer lobbies of all legal US casinos, Evolution is a pioneer in that regard. Owner of Ezugi and NetEnt, two massive iGaming developers, Evolution is the best provider of live baccarat titles. These titles come with a standard gameplay or as variants with no commission, speed, lighting multipliers, etc. There are baccarat rooms for VIP players and those that prefer foreign speaking dealers. With studios in NJ, MI, PA, and WV, their live mobile baccarat games are great if you prefer a real-life like experience.

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If you go to a casino website, the first advert or promotion you will see is the casino’s welcome bonus. Why? Because these bonuses play a pivotal role in customer acquisition. Today, there are hundreds of online casinos to choose from that offer pretty decent games and promotions. These app sign bonuses are meant to draw customers in, and frankly, it’s working. However, please don’t see this as a scam, players should take advantage of these bonuses, so it is always good to check which casino offers what.

Luckily for players looking to play baccarat mobile apps, the 200% no deposit bonus offers or welcome bonuses are the same from whichever platform you choose. Actually, sometimes online casinos add additional rewards to the mobile version to encourage players to sign up there instead. This might include an increased welcome bonus or up to 1,000 bonus spins no deposit. Our recommended baccarat apps offer some of the best deposit bonuses you will find in the US market, so if you are still looking for a casino, click the links above. Each will take you directly to the site to download the mobile app and start playing baccarat for real money.

Those that already have their preferred online casino and are signed up through the website can connect their account to the app. This allows players to keep playing between both platforms while still racking up their loyalty program points.

How to Play Mobile Baccarat

We have already explained some essential rules for playing baccarat online. Here we will run you through some specific hands and rounds to better understand how the game and betting process works. As we said, players must bet on the banker or player, depending on who they think will come closest to the value of 9.

After the first two cards are dealt, players can ask to draw another card or stand. If any player ends up with a hand that is more than 9, their new score will be the amount subtracted by 10. Players can have a maximum hand of three cards.

Ways to bet on baccarat

There are multiple baccarat versions, but most core betting processes will stay the same. Here is how it works:

At the start of each round, the players need to make their bet before the round can start. They will either bet on the player or bank to win or end in a draw. Whichever bet they choose, the payout ratios are as follows:

  • The player wins – Payout is 1 to 1
  • Dealer wins – Payout is 95% of the amount wagered. (0.95 to 1)
  • Draw – Payout is 8 to 1

How the betting process works

The player will try and get as close as possible to the number 9. If a player goes over this amount, 10 will be subtracted from their amount to give them their new score. For example:

If a player’s first two cards are 7 and an 8, their total will be 15. 15-10= 5. This means 5 will be their new total score.

The rules for drawing the third card is where it becomes slightly more complicated. To draw a third card, it depends on what your hand is. For example, if a player has a hand that totals between 1-5 they are obligated to draw another. Here are the rules around drawing a third card:

🃏Two card hand total❗Actions
1, 2, 3, 4, 5, 10Draw a third card
6, 7Stand
8, 9Neutral - stand

The dealer’s hand rules are more detailed than the player’s hand rules. In live dealer baccarat, there is a live score sheet to keep you updated with your current and previous round scores.

It is essential to note that a game can only result in a tie if both players hit the same neutrals of 7 or 8. Anything else, and the game will keep on going until a winner is determined.

The rules about the third card and a few other minor details can vary depending on the baccarat version that is being played.

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Playing to win real money is not always on every customer’s agenda. Some want to have the gambling experience without spending a cent. Others are looking for a free baccarat game to gain confidence before spending real money. Whatever your preference is, sweepstake casinos and casino game demos are there to help you.

Sweepstake casinos are online casinos that offer customers the complete gambling experience without paying a cent, but there are rewards and prizes up for grabs. Signing up for one of these is a great way to get the hang of the online gambling scene. The links on this section can take you to free social casinos with several baccarat games free to play.

Demo modes can be found in online casinos where they let new customers try their demo casino games first before they have to deposit real money and play. All recommended casinos provide this feature, although it does not apply to mobile live dealer baccarat rooms.

Tips and Strategies to Play Baccarat Mobile

Most people say baccarat is almost entirely determined by luck, but a good casino strategy can always improve your winning chances like most online casinos. Let’s look at some tips and guidelines to give you the best baccarat strategy to help you win real money:

#1 The best bet is the banker

The banker wins more than 50% of the time, making it your best bet. The casino knows this, so the game weighting applies with them taking the 5% commission. Still, it is a good bet, and players should always have most of their bets on the banker.

#2 Avoid the “tie bet”

According to stats and calculations, betting on a tie is not worth it. Here, the house edge sits at 14.4%, which is exceptionally high when playing baccarat online.

#3 Watch for winning streaks

If the bank or player is hot, they might go on a winning streak. The bank should get the most winning streaks based on statistics, so keep an eye out for it. That bet is ideal for players looking to win at baccarat with $20.

#4 Manage your stakes and bankroll

Mobile users can sometimes feel so far removed from the actual casino that they might not comprehend how much money they are losing. Responsible gambling is crucial. Players should always set limits on their stakes and sessions when playing baccarat apps.

Challenge the Banker on the best Baccarat Apps!

Well, there you have it. The full rundown of what the baccarat game entails, how to play it, and the best baccarat app for existing or new customers. Whether you want to do gambling online through mobile apps or the desktop version, the game and its variations pretty much stay the same.

The debate is still ongoing on whether playing gambling apps or through your mobile browsers is better. The fact of the matter is that gambling apps are becoming bigger with every passing day, and we believe that investing some time in these is vital for any gambler.

If you feel like you need some practice before playing baccarat for real money, you can try a free baccarat game first. Once you have built up enough confidence, click on one of our recommended baccarat apps and enjoy.

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