Midi Baccarat Online – Guide & Tips to Play Big Baccarat

Midi Baccarat is a medium-paced game with eight decks of cards shuffled and placed in a shoe. It is designed for players who find Mini-Baccarat too fast and large table baccarat to be extremely slow. The dealer on this table dealt the highest Player’s and Banker’s bets the cards for their hand.

This table can handle up to 9 players instead of mini-baccarat tables, which can only accept seven seats for people. There are two basic methods to bet in both variants: the Player’s hand or the Banker’s hand. There is also the option to place a bet on the Tie bet. The game’s goal is to wager on the hand that has a final point total closest to 9.

If the totals of Bank and Player hands points are the same, nobody wins nor loses, and each player who has gambled on the Tie wins at odds of 8:1. This variant has begun to develop a position in recent years, and the minimum stakes are higher than those in the mini table. Keep scrolling if you want to discover everything there is to know about this thrilling version and how to play it.

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How to Play Midi Baccarat Online?

Midi Baccarat Bets

It is played online on a table with multiple wagering spots where players can place bets on the Banker, Player, or Tie. Betting decisions are dependent on how much you wish to wager on the Banker’s or Player’s hand. You can place bets before the dealer announces “no more bets.” You can also bet that these two hands will finish with equal sums or a tie.

The dealer deals four cards face down from the shoe in this baccarat when the game begins. The first and third cards drawn will indicate the player’s hand, while the second and fourth cards will be the Banker’s hand. By holding two or three cards, both the Player and Banker’s hands try to achieve a greater total card count.

The hand having the closest point value to nine wins, as a number 9, is the highest total card count available. If the player or banker point count is 8 or 9, it’s called a “natural,” and no further cards are dealt. The Banker’s hand stands on 7, 8, or 9 while the Player’s hand stands on 6 or 7. If required, the drawing of a third card is controlled by strict rules described in the preceding tables. Except for a unique tie bet, which pays 8:1, all winning banker & players’ bets are paid 1:1.

Card Values and Midi Baccarat Rules

The total must always be in single-digit when totaling up the cards. All cards numbered 2 through 9 have the same face value. Aces are worth one, whereas jack, queen, king, and tens are worth zero.

In the Midi versions, the player who has placed the highest Player wager receives and handles the cards for that round, including any third card that may be required. For the Player with the highest Banker wager, the same rules apply.

A hand’s point count must be a single number calculated by adding the card values in the hands. If the total of the cards is two numbers, the left digit is removed (it has no value), and the right digit is used to calculate the hand’s point total. You should also be familiar with the following basics:

Midi Baccarat Gameplay

Player’s Third Card Rule

The player receives a third card if the total value of the two Player cards is five or less. When the two Players’ cards have a value of 6 or 7, the hand is compared to the Banker’s hand to decide the winner, and no third card is given. The Player wins if the two cards’ total value is 8 or 9 (Natural).

Bankers’ Third Card Rule

The Banker receiving a third card is mainly determined by the Player’s hand value. Whenever the Player stands on 6 or 7, the Banker will always draw on 0, 1, 2, 3, 4, and 5 & stand on 6, 7, 8, and 9. When the Player doesn’t have a natural, the Banker will always draw on 0, 1, and 2, following the guidelines below.

  • When the Player doesn’t have a natural, the Banker will always draw on 0, 1, and 2.
  • If the Banker’s total is 3, 4, 5, or 6, and the player draws a third card, the banker can stand or draw a third card. It is all dependent on the player’s third card’s value.
  • The banker stands if the card totals 7.
  • The banker wins if the card totals 8 or 9.

Bets & Payouts

While you play Midi and Mini-Baccarat, Banker, Player, and Tie bets are offered. If you bet on a banker, which can pay off even money, the house edge is 1.06%. The player bet has a 1.24% house edge and pays out even money in a 1:1 ratio. Tie bets have a 14.4% edge and pay 8:1, making them the most profitable for players.

Although this Baccarat table is slower than Mini-Baccarat, the casino receives more hands each hour than Big Baccarat. It’s worth noting that the casino receives a 5% commission on winning Banker bets because the Banker has a better probability of winning. Despite the commission, betting on the Banker has a lower house edge, so betting on the Banker is always better.

Midi Baccarat Side Bets

Midi Baccarat Dragon

This table also includes the Dragon Bonus bets, a Baccarat side bet that pays whenever your hands are a natural winner or win by a margin. The greatest reward is for a nine-point win by a non-natural. You could win this side bet in one of two ways: if your card is a natural winner or your non-natural card wins by at least four or more points.

Before any cards are dealt, you may place a Dragon Bonus wagers in the specified spot on either the Banker or the Player. The dealer will settle all wagers for each participant after dealing with the cards according to the outlined rules. The dealer collects non-winning Dragon bets while winning Dragon bets are paid out according to the paytable below.

Natural Winner 1:1
Natural Tie Push
9 Points Win 30:1
8 Points Win 10:1
7 Points Win 6:1
6 Points Win 4:1
5 Points Win 2:1
4 Points Win 1:1

Tips & Strategies to Win at Midi Baccarat

The most effective and only baccarat strategy is to always bet on the Banker’s hands. Betting with the Banker is not only the most straightforward but also the most secure strategy. First and foremost, as previously stated, the theoretical house edge for betting on the Banker is 1.06%. It’s worth remembering that this statistic is theoretical and informs you if one bet is better or worse than the other.

The Banker may win more than half of the time; therefore, this is a smart strategy if you want to make little but long-term gains. If the Banker goes on a winning run after your first wager, keep betting until it loses. However, just because a streak has happened doesn’t mean it will continue. You should also practice smart and disciplined bankroll management, deciding how much you are prepared to wager before entering a casino and sticking to it.

Software Providers and Variations of Midi Baccarat

Most providers offer some form of live dealer baccarat, so it’s not difficult to find it on the internet. Some of the most popular software providers in the world are NetEnt, IGT, and Evolution Gaming. Evolution includes an RNG baccarat game, while Evolution and SG Digital have a few yet thrilling baccarat-like games. Each has its own specific and attractive graphical design, ensuring that gamers have a smooth gaming experience.

Mini Baccarat and Big Baccarat are two other baccarat variations. The rules are almost identical in all variants; however, there are differences in bet limits and tables size. Although mini-baccarat is the simpler variant of the other two, it’s good to learn how to deal with it before dealing with Big Baccarat.

Midi Baccarat Guide

Differences Between Midi and Mini Baccarat

You won’t notice many changes when playing because both casino games follow the same rules. This variant, however, runs slower than Mini-Baccarat, making it ideal for those who enjoy handling cards. The house induces players to gamble additional rounds each hour. As a result, the minimum stake size limits are more extensive than in Mini-Baccarat but lower than in Big Baccarat. The overall goal is to anticipate which card hands have the closest digit to nine.

Both forms of the game are played with only two hands: the Player and Banker, to play on the hand with the higher total. The difference is in the game style; players choose to handle the cards in the Midi version. In Mini-Baccarat, players are not permitted to touch, handle, remove, or change any of the cards used in the game.


The Midi variant is no different from the rules of the other game; it only adds an element of surprise and the possibility to bluff because the cards are rushing down. The largest prize will be awarded to those who place tie bets and win. The casino will also collect a 5% commission on any money awarded to the banker hand. The slow pace is because casino players do not handle cards or make announcements as quickly as the dealer. It also enables the casino to arrange additional gaming rounds.

However, it is always fascinating to experiment with different flavors, especially with baccarat, one of the simpler games to learn at a casino. So why not play it out right now at one of our recommended online casino sites?

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